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Refinancing

Is your loan still the right one?

Rates move and life changes. The loan that suited you three years ago might be quietly costing you now. We'll check, and tell you straight.

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Who it's for

The loan that suited you then may be working against you now.

Rates move and life changes. The loan that suited you three years ago might be quietly costing you now, and most people never look again. That inertia is exactly what an old rate relies on.

Fireproof Financial reviews your current lending against the whole market. If a switch genuinely puts you ahead, whether that's rate, structure, features or flexibility, we handle it end to end.

And if it doesn't stack up, we'll tell you straight. No pressure to move for the sake of it. An honest answer is the whole point.

How Fireproof Financial helps

The legwork, handled.

1

We review what you've got

Your current loan, rate, features and exit costs. The full picture, not just the headline number.

2

We compare the market

What's actually available to you now across our lender panel, weighed against staying put.

3

We do the maths honestly

Real savings after any switching costs, or a clear 'stay where you are' if that's the truth.

4

We manage the switch

If it's worth it, we handle the discharge, application and settlement so it's genuinely painless.

Common questions

Refinancing, answered.

That's what we work out for you. We compare your current loan against the market and factor in any switching costs, so the decision is based on real numbers, not a hunch.

Find out if a switch puts you ahead.

A free, obligation-free chat about your options, wherever you are in Australia.